100% Offline & Privacy-First

Privacy Policy for ExpenseManager

Thank you for choosing ExpenseManager ("we", "our", or "the app"). Your privacy is our highest priority. This Privacy Policy describes how ExpenseManager handles information.

1. Summary: Zero Data Collection

ExpenseManager is built from the ground up as a 100% offline application:

• We do not collect, store, transmit, or share any personal, financial, or behavioral data.
• We do not operate any remote servers, cloud databases, or tracking infrastructure.
• We do not use third-party analytics, advertisements, or tracking SDKs.
• The app does not request or utilize internet connectivity permissions.

2. Data Stored Locally on Your Device

All data you create or record within the app—including accounts, categories, budgets, and transactions—is stored solely in a local SQLite database residing in your device's private application sandbox.

You have full custody and control over this data. You can inspect, modify, export (as a CSV file), or permanently delete your data at any time by clearing the application storage or uninstalling the app.

3. Device Permissions and Usage

ExpenseManager requests only the minimal permissions necessary to provide its offline features:

• Notification Listener Service (Optional): If enabled by you, this permission allows the app to detect incoming financial SMS and UPI payment notifications. The text of notifications is analyzed locally in real time on your device using pattern matching to identify transactions. Notification content is never transmitted across any network and is not stored beyond the detected transaction record you choose to save.
• Post Notifications (Optional): Used exclusively to deliver local system alerts (such as when a new transaction is detected or a budget milestone is reached).

4. Third-Party Services and Analytics

ExpenseManager does not integrate with any third-party marketing, analytics, or behavioral tracking SDKs (such as Google Analytics, Firebase Analytics, Facebook SDK, or advertising networks).

5. Data Security

Because your data is strictly stored within your device's protected internal storage sandbox, its security is safeguarded by Android's native OS-level application sandboxing and your device's screen lock / biometric authentication.

6. Children's Privacy

ExpenseManager does not collect any personal information from anyone, including children under the age of 13. The application is completely safe for users of all ages.

7. Changes to This Privacy Policy

If we update our privacy practices, the updated policy will be posted on this page with a revised "Last Updated" date. Because the app does not collect user contact information, we encourage you to review this policy periodically.

8. Contact Us

If you have any questions or feedback regarding this Privacy Policy, please contact the developer via the official support contact provided on the Google Play Store listing.